| Key Financial Ratios of Yes Bank (in Rs. Cr.) |
Mar 23 |
Mar 22 |
Mar 21 |
Mar 20 |
Mar 19 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
0.27 |
0.43 |
-1.63 |
-56.07 |
7.45 |
|
| Diluted EPS (Rs.) |
0.27 |
0.43 |
-1.63 |
-56.06 |
7.38 |
|
| Cash EPS (Rs.) |
0.40 |
0.58 |
-1.24 |
-12.81 |
8.73 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
14.17 |
13.47 |
13.25 |
17.31 |
116.22 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
14.17 |
13.47 |
13.25 |
17.31 |
116.22 |
|
| Dividend/Share (Rs.) |
0.00 |
0.00 |
0.00 |
0.00 |
2.00 |
|
| Operating Revenue / Share (Rs.) |
7.89 |
7.59 |
8.00 |
20.77 |
127.97 |
|
| Net Profit/Share (Rs.) |
0.25 |
0.43 |
-1.38 |
-13.08 |
7.43 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
8,248,511.97 |
7,813,813.89 |
8,999,477.01 |
11,346,626.00 |
14,016,250.62 |
|
| Net Profit/ Employee (Rs.) |
260,714.72 |
437,941.51 |
-1,554,659.45 |
-7,146,663.91 |
813,909.35 |
|
| Business/ Employee (Rs.) |
152,913,219.17 |
155,361,753.10 |
148,109,400.99 |
120,492,420.54 |
221,948,232.49 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
190,414,684.56 |
169,550,011.59 |
187,306,871.96 |
229,661,708.37 |
264,506,672.32 |
|
| Net Profit/ Branches (Rs.) |
6,018,529.36 |
9,502,784.31 |
-32,357,257.94 |
-144,652,255.51 |
15,359,632.14 |
|
| Business/ Branches (Rs.) |
3,529,960,614.09 |
3,371,156,186.27 |
3,082,613,420.56 |
2,438,830,288.11 |
4,188,480,216.07 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
0.94 |
0.96 |
1.91 |
4.95 |
2.24 |
|
| CASA (%) |
30.75 |
31.11 |
26.13 |
26.63 |
33.06 |
|
| Net Profit Margin (%) |
3.16 |
5.60 |
-17.27 |
-62.98 |
5.80 |
|
| Operating Profit Margin (%) |
-14.13 |
-11.54 |
-33.94 |
-108.47 |
-9.68 |
|
| Return on Assets (%) |
0.20 |
0.33 |
-1.26 |
-6.36 |
0.45 |
|
| Return on Equity / Networth (%) |
1.76 |
3.15 |
-10.42 |
-75.56 |
6.39 |
|
| Net Interest Margin (X) |
2.23 |
2.04 |
2.71 |
2.63 |
2.57 |
|
| Cost to Income (%) |
41.79 |
39.01 |
60.86 |
92.50 |
37.05 |
|
| Interest Income/Total Assets (%) |
6.39 |
5.97 |
7.32 |
10.11 |
7.77 |
|
| Non-Interest Income/Total Assets (%) |
1.10 |
1.02 |
1.22 |
4.59 |
1.20 |
|
| Operating Profit/Total Assets (%) |
-0.90 |
-0.69 |
-2.48 |
-10.96 |
-0.75 |
|
| Operating Expenses/Total Assets (%) |
2.44 |
2.15 |
2.11 |
2.60 |
1.64 |
|
| Interest Expenses/Total Assets (%) |
4.16 |
3.93 |
4.61 |
7.47 |
5.20 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
325,365.71 |
291,121.59 |
259,168.59 |
241,386.60 |
388,911.54 |
|
| EV Per Net Sales (X) |
14.33 |
15.30 |
12.93 |
9.26 |
13.13 |
|
| Price To Book Value (X) |
1.06 |
0.91 |
1.18 |
1.30 |
2.37 |
|
| Price To Sales (X) |
1.91 |
1.62 |
1.95 |
1.08 |
2.15 |
|
| Retention Ratios (%) |
100.00 |
100.00 |
100.00 |
102.82 |
63.81 |
|
| Earnings Yield (X) |
0.02 |
0.03 |
-0.09 |
-0.58 |
0.03 |
|
Source : Dion Global Solutions Limited
