SBI Equity Hybrid Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Aggressive Hybrid Fund

Fund House : SBI Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 269.6141 -0.58%
(as on 19th March, 2024)

Crisil Rank

Below average performance among peers

Fund Size

: ₹ 65073.71 Cr

(33.65% of Investment in Category)

Expense Ratio

: 0.76%

(0.84% Category average)

Risk-O-Meter

Very High

Aggressive Hybrid Fund :Aggressive Hybrid Fund : The fund has 76.38% investment in domestic equities of which 55.93% is in Large Cap stocks, 8.65% is in Mid Cap stocks, 4.02% in Small Cap stocks.The fund has 20.52% investment in Debt, of which 10.79% in Government securities, 9.73% is in Low Risk securities.

Crisil Rank Change : Fund Crisil rank was updated from 1 to 2 in the previous quarter.

1M
3M
6M
1Y
2Y
5Y
ALL

This Scheme

VS

CRISIL Hybrid 35+65 - Aggressive Index

-1.23%

2.88%

9.08%

25.56%

12.68%

13.8%

17.93%
NA
-1.52%

3.09%

10.24%

29.68%

15.13%

15.16%

14.22%

NA
Gold

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SIP Calculator
VIP (Value Avg)

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Annualised Returns

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Returns (NAV as on 19th March, 2024)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	12-Mar-24	9919.90	-0.80%	-	-1.97%	1/30
1 Month	19-Feb-24	9976.30	-0.24%	-	-1.49%	2/30
3 Month	19-Dec-23	10298.30	2.98%	-	3.11%	15/30
6 Month	18-Sep-23	10813.00	8.13%	-	10.26%	20/30
YTD	01-Jan-24	10201.40	2.01%	-	2.20%	18/30
1 Year	17-Mar-23	12639.70	26.40%	26.16%	29.72%	24/30
2 Year	17-Mar-22	12306.30	23.06%	10.89%	15.15%	28/30
3 Year	19-Mar-21	14608.70	46.09%	13.45%	16.19%	25/30
5 Year	19-Mar-19	19176.10	91.76%	13.89%	15.16%	17/27
10 Year	19-Mar-14	41538.50	315.38%	15.29%	14.81%	7/18
Since Inception	02-Jan-13	47333.90	373.34%	14.87%	14.22%	8/30

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 19th March, 2024)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	17-Mar-23	12000	13388.55	11.57 %	22.05 %
2 Year	17-Mar-22	24000	28243.26	17.68 %	16.5 %
3 Year	19-Mar-21	36000	44017.39	22.27 %	13.5 %
5 Year	19-Mar-19	60000	87534.1	45.89 %	15.09 %
10 Year	19-Mar-14	120000	242833.3	102.36 %	13.51 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.|If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Portfolio (Updated on 29th Feb,2024)

Portfolio Turnover Ratio : 68.00% | Category average turnover ratio is 124.35%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 76.38% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 76.38%

No of Stocks : 30 (Category Avg - 52.97) | Large Cap Investments : 55.93%| Mid Cap Investments : 8.65% | Small Cap Investments : 4.02% | Other : 7.78%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
ICICI Bank Ltd.	Private sector bank	46296.8	7.11%	0.15%	7.11% (Feb 2024)	5.78% (Nov 2023)	4.40 Cr	0.00
Reliance Industries Ltd.	Refineries & marketing	35287.3	5.42%	0.12%	5.42% (Feb 2024)	2.7% (Oct 2023)	1.21 Cr	0.00
Infosys Ltd.	Computers - software & consulting	35151.9	5.40%	0.03%	5.4% (Feb 2024)	3.12% (Apr 2023)	2.10 Cr	0.00
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	34823.9	5.35%	-0.59%	5.94% (Jan 2024)	5.08% (Aug 2023)	3.10 Cr	-0.20 Cr
State Bank Of India	Public sector bank	32916.4	5.06%	0.72%	5.06% (Feb 2024)	4.04% (Nov 2023)	4.40 Cr	0.00
HDFC Bank Ltd.	Private sector bank	29471.4	4.53%	-0.19%	7.73% (Jul 2023)	4.53% (Feb 2024)	2.10 Cr	0.00
MRF Ltd.	Tyres & rubber products	26344.5	4.05%	-0.20%	4.25% (Jan 2024)	3.23% (Mar 2023)	1.80 L	-0.14 L
Divis Laboratories Ltd.	Pharmaceuticals	24072.7	3.70%	-0.20%	4.35% (Sep 2023)	3.18% (Mar 2023)	69.00 L	0.00
Bajaj Finance Ltd.	Non banking financial company (nbfc)	22836.6	3.51%	-0.20%	4.07% (Nov 2023)	3.09% (Mar 2023)	35.16 L	0.00
InterGlobe Aviation Ltd.	Airline	22087.5	3.39%	0.20%	3.39% (Feb 2024)	1.16% (Mar 2023)	70.00 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 50 (Category Avg - 28.97) | Modified Duration 5.80 Years (Category Avg - 3.20)| Yield to Maturity 7.61% (Category Avg - 7.62%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	10.79%	9.51%
CD	0.12%	0.93%
T-Bills	0.00%	0.85%
NCD & Bonds	9.30%	13.03%
CP	0.31%	0.73%
PTC	0.00%	0.04%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	10.79%	10.36%
Low Risk	9.73%	11.57%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	1.11%
Cube Highways Trust	InvITs	0.87%
Embassy Office Parks Reit	InvITs	0.83%
Net Receivables	Net Receivables	0.24%
Margin	Margin	0.05%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th February, 2024)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

9.17vs9.8

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

0.96vs1.07

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.59vs0.73

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.06vs0.11

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

-1.1vs1.3

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
JM Aggressive Hybrid Fund - (Direct) - Growth	3	202.40	-3.41	6.45	17.92	45.62	22.05
Bank of India Mid & Small Cap Equity & Debt Fund - Direct Plan - Growth	5	656.95	-3.56	2.30	13.83	42.33	23.96
ICICI Prudential Equity & Debt Fund - Direct Plan - Growth	5	32429.17	-0.74	7.02	15.72	38.47	24.81
Quant Absolute Fund - Direct Plan - Growth	4	1787.77	-0.57	9.78	17.76	36.36	24.63
Edelweiss Aggressive Hybrid Fund - Direct Plan - Growth	5	1353.32	-1.71	3.94	12.25	33.89	20.15
Baroda BNP Paribas Aggressive Hybrid Fund - Direct Plan - Growth	3	968.54	-0.47	5.99	13.29	33.44	17.04
Invesco India Aggressive Hybrid Fund - Direct Plan - Growth	4	449.13	-1.27	3.41	13.10	33.05	15.23
Mahindra Manulife Aggressive Hybrid Fund - Direct Plan - Growth	3	1033.50	-1.35	4.29	11.04	33.02	18.88
UTI Aggressive Hybrid Fund - Direct Plan - Growth	3	5243.15	-1.27	3.36	10.10	31.96	18.46
Nippon India Equity Hybrid Fund - Direct Plan - Growth	3	3398.95	-1.24	2.98	10.30	31.49	17.17

Detailed Comparison

More Funds from SBI Mutual Fund

Out of 105 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 4 is/are ranked 4 * , 9 is/are ranked 3 * , 6 is/are ranked 2 * , 6 is/are ranked 1 * , and 78 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
SBI Liquid Fund - Direct Plan - Growth	3	69299.14	0.60	1.86	3.61	7.25	5.41
SBI Equity Hybrid Fund - Direct Plan - Growth	2	65073.71	0.85	3.61	8.76	26.97	13.95
SBI Blue Chip Fund - Direct Plan - Growth	3	43355.25	0.30	1.40	6.97	27.94	15.67
SBI Focused Equity Fund - Direct Plan - Growth	2	30736.02	2.07	3.35	7.62	32.90	16.81
SBI Balanced Advantage Fund - Direct Plan - Growth	NA	28096.45	-0.16	5.87	10.50	26.01	0.00
SBI Arbitrage Opportunities Fund - Direct Plan - Growth	3	27798.09	0.63	2.17	3.96	8.47	6.25
SBI Small Cap Fund - Direct Plan - Growth	1	25524.56	-3.88	1.03	6.81	34.09	23.74
SBI Contra Fund - Direct Plan - Growth	5	25324.93	-2.49	5.96	16.94	46.70	30.37
SBI Long Term Equity Fund - Direct Plan - Growth	5	21202.78	-0.93	11.30	22.48	56.81	27.26
SBI Large & Midcap Fund - Direct Plan - Growth	4	20632.89	-2.58	3.31	9.60	34.07	22.17