Contingency funds

Graphics: Abhijeet Kini

An emergency fund is a must in your portfolio. This tool will help you figure out how much you need to set aside for emergencies.

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	Uninsured or unexpected emergencies	Per Annum (Rs)
	Medical and dental costs
	Vehicle repairs
	Others

	Annual amount of fixed payments
	Life and health insurance premium
	Home and auto insurance premium
	Home loan and other important EMIs

	Build a reserve to pay for job loss
	Monthly living expenses
	How many months do you think you would remain unemployed

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Contingency funds